{"id":316,"date":"2015-03-02T13:41:05","date_gmt":"2015-03-02T12:41:05","guid":{"rendered":"http:\/\/www.life-magazine.be\/nl\/?p=316"},"modified":"2016-03-17T11:05:43","modified_gmt":"2016-03-17T10:05:43","slug":"trap-niet-de-pensioenval","status":"publish","type":"post","link":"https:\/\/www.fiftyandmemagazine.be\/nl\/recht-en-geld\/trap-niet-de-pensioenval","title":{"rendered":"Trap niet in de pensioenval!"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Leestijd:<\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">minuten<\/span><\/span><p><a href=\"http:\/\/www.life-magazine.be\/nl\/wp-content\/uploads\/2015\/02\/Finance2-copie.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"  wp-image-165 aligncenter\" src=\"http:\/\/www.life-magazine.be\/nl\/wp-content\/uploads\/2015\/02\/Finance2-copie.jpg\" alt=\"Finance2 - copie\" width=\"486\" height=\"323\" srcset=\"https:\/\/www.fiftyandmemagazine.be\/nl\/wp-content\/uploads\/2015\/02\/Finance2-copie.jpg 1000w, https:\/\/www.fiftyandmemagazine.be\/nl\/wp-content\/uploads\/2015\/02\/Finance2-copie-624x414.jpg 624w\" sizes=\"auto, (max-width: 486px) 100vw, 486px\" \/><\/a><\/p>\n<p><strong><span style=\"color: #ff6600;\">I<\/span>edereen droomt van een luxueuze oude dag. Om hier echt van te kunnen genieten vertrouwt u best niet alleen op het wettelijke rustpensioen en het kapitaal opgebouwd via pensioensparen. U zal zelf een aantal beleggingsbeslissingen moeten nemen. Dit is best leuk en spannend, maar de kans op foute beslissingen neemt uiteraard ook toe. Om deze te vermijden, houdt u best rekening met een aantal punten.<\/strong><\/p>\n<p>Zo leert de ervaring ons dat mensen weliswaar sparen maar dat dit nog al te vaak op suboptimale wijze gebeurt. Wenst u een optimalisatie te realiseren op lange termijn dan dient u zich steeds <strong>degelijk te (laten) informeren over de verschillende producten \u00e9n de instellingen die deze producten aanbieden.<\/strong><\/p>\n<p>Alvorens een strategie te bepalen voor de verdere opbouw van uw pensioenkapitaal is het cruciaal dat u een<strong> duidelijk beeld heeft van uw huidige situatie.<\/strong> Op die manier kan u het eventuele pensioentekort begroten en inzicht krijgen in de bedragen die u bijkomend nodig hebt. Ook het tijdstip waarop u deze bedragen ter beschikking wil hebben speelt een rol. Wanneer u dit alles weet kan u een degelijk sluitende pensioenstrategie ontwikkelen.<\/p>\n<p><a href=\"http:\/\/www.life-magazine.be\/nl\/wp-content\/uploads\/2015\/02\/Finance.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"  wp-image-164 aligncenter\" src=\"http:\/\/www.life-magazine.be\/nl\/wp-content\/uploads\/2015\/02\/Finance.jpg\" alt=\"Finance\" width=\"395\" height=\"395\" srcset=\"https:\/\/www.fiftyandmemagazine.be\/nl\/wp-content\/uploads\/2015\/02\/Finance.jpg 1000w, https:\/\/www.fiftyandmemagazine.be\/nl\/wp-content\/uploads\/2015\/02\/Finance-624x623.jpg 624w\" sizes=\"auto, (max-width: 395px) 100vw, 395px\" \/><\/a><\/p>\n<p>Pensioenproblemen duiken op wanneer u de uitvoering van uw pensioenopbouw uitstelt en enkel in het nu leeft. <strong>Zolang u professioneel actief bent, is het handhaven van het uitgavenpatroon immers niet moeilijk.<\/strong> De pensioenval klapt pas dicht na pensionering wanneer u een te klein pensioenvermogen heeft opgebouwd en dus het huidige consumptiepatroon niet kan handhaven.<\/p>\n<p>Het is dus geen loze kreet<strong> vandaag<\/strong> nog aan uw pensioenplanning en \u2013opbouw te beginnen. Enerzijds start u best zo vroeg mogelijk, anderzijds is het nooit te laat om u hier in te verdiepen en de nodige voorbereidingen te treffen voor de jaren na uw pensionering. <strong>Wat is er immers mooier dan zelf te bouwen aan uw toekomstdromen?<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Leestijd:<\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">minuten<\/span><\/span>Dromen van luxueuze oude dagen? Om hier echt van te kunnen genieten vertrouwt u best niet alleen uw kapitaal!<\/p>\n","protected":false},"author":2,"featured_media":432,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[4],"tags":[18,12,34,40,131],"class_list":["post-316","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-recht-en-geld","tag-erfenis","tag-financien","tag-investering","tag-pensioen","tag-successie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Trap niet in de pensioenval! - Fifty &amp; Me MAGAZINE<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fiftyandmemagazine.be\/nl\/recht-en-geld\/trap-niet-de-pensioenval\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Trap niet in de pensioenval! - Fifty &amp; Me MAGAZINE\" \/>\n<meta property=\"og:description\" content=\"Leestijd: 2 minutenDromen van luxueuze oude dagen? 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